Old Second Bancorp Inc

Old Second Bancorp Inc

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OSBC Stock Report Card


VolatilityTechnicalsProfitPerformanceEarningsAnalyst Price Targets





OSBC returned -14.77% in the last 12 months. Based on SPY's performance of -0.01%, its performance is below average giving it a score of 10 of 100.

Analyst Price Targets



4 analysts offer 12-month price targets for OSBC. Together, they have an average target of 18, the most optimistic target put OSBC at 18 within 12-months and the most pessimistic has OSBC at 18.




OSBC receives a 92 of 100 based on 14 indicators. 12 are bullish, 0 are bearish.




OSBC has missed earnings 3 times in the last 20 quarters.




Out of the last 20 quarters, OSBC has had 19 profitable quarters and has increased their profits year over year on 8 of them.




OSBC has had a lower than average amount of volatility over the last 12 months giving it a score of 42 of 100.

Old Second Bancorp Inc Summary

Nasdaq / OSBC
Financial Services
Banks - Regional
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.